ACCIDENTA Accident Insurance
Accidents happen in a matter of seconds, but they often change a whole life. ACCIDENTA offers financial security with capital benefits in the event of an accident. Protect yourself and your dependents.
How you benefit with ACCIDENTA supplementary insurance
What CONCORDIA’s ACCIDENTA accident insurance offers:
- Lump-sum benefits in the event of disability or death resulting from an accident
- Insurance sum selected on an individual basis
- Benefit payments regardless of other insurance
- Progressive payments adjusted to the degree of disability
- Worldwide validity
Progressive payout in case of disability
According to the degree of disability, CONCORDIA pays out more than the sum insured. For a disability of 100%, for example, more than three times the chosen insurance sum is paid out.
The following example shows the progressive payment with an insurance sum of CHF 100,000:
|
Degree of disability
|
Disability benefits with 350 % progression
|
Insurance sum
|
Effective payout
|
|
|---|---|---|---|---|
| 25 % | 25 % | CHF 100,000 | CHF 25,000 | |
| 50 % | 100 % | CHF 100,000 | CHF 100,000 | |
| 75 % | 225 % | CHF 100,000 | CHF 225,000 | |
| 100 % | 350 % | CHF 100,000 | CHF 350,000 |
Payout for accidents resulting in death
Frequently asked questions on ACCIDENTA accident insurance cover:
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Who is the insurer of ACCIDENTA?
CONCORDIA will replace SOLIDA as the insurer of ACCIDENTA Accident Insurance from 1 January 2025. Therefore, the current collective insurance contract between CONCORDIA and SOLIDA will end on 31 December 2024.
ACCIDENTA's premiums and benefits will remain the same, and insured persons do not need to take any action to continue to benefit from insurance coverage. The payment terms will not change either.
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Does ACCIDENTA accident insurance also cover death?
Yes, ACCIDENTA accident insurance also covers accidents resulting in death. -
Is ACCIDENTA accident insurance also valid for accidents abroad?
Yes, ACCIDENTA Accident Insurance also covers accidents abroad that result in disability or death. For more information, please contact your CONCORDIA agency or consult the General Terms and Conditions of Insurance. -
Isn’t accident cover already provided by my employer?
ACCIDENTA accident insurance covers additional benefits (capital benefits in the event of disability or death as a result of an accident) irrespective of other insurance policies -
What is the difference between accident insurance and liability insurance?
ACCIDENTA accident insurance covers capital benefits in the event that the insured person becomes disabled or even dies due to an accident. Liability insurance, by contrast, protects you against the costs arising from loss or damage you cause to other people as a result of an accident. -
Is a daily allowance also insured with ACCIDENTA accident insurance?
No, we offer separate daily allowance policies for daily allowances.