Supplementary Insurances
Protection from loss of earnings

Individual Daily Allowance Insurance

In many cases, incapacity for work results in having to get by with less income. Daily allowance insurance offers financial security in the event of incapacity for work due to illness, pregnancy complications or accident.

Calculate premiums now

Prenatal
Gender

Daily Allowance Insurance – Your Advantages

Flexible rate

Flexible rate

Select the daily allowance personally

Flexible start date

Flexible start date

Select the start of benefits personally

Flexible combination

Flexible combination

Combine illness and/or accident risks

 

Choose the benefits included in your daily allowance insurance:

  • Are you an employee? This daily allowance insurance is perfect for you if your employer has taken out insurance that covers less than 100 % of your salary, or if he does not provide a daily allowance insurance.

  • CONCORDIA pays a maximum of benefits totalling the wages or salary lost.

  • Are you self-employed or do you run a household? CONCORDIA pays the stipulated benefit in any case – regardless of the amount of the loss of earnings accrued.

  • Daily allowance amounts are not reduced when you perceive benefits from other private and social insurance.

  • Proof of lost earnings is not required.

  • Are you a farmer or run a household in the farming sector?

  • CONCORDIA pays up to the amount of the loss of earnings accrued.

  • Are you interested in voluntary daily allowance insurance? You can choose your daily allowance up to a maximum of CHF 30.

  • CONCORDIA pays up to the amount of the loss of earnings accrued.

I am interested in daily allowance insurance:

Couple at the table with a laptop

 

Book a no-obligation appointment

Frequently asked questions on daily allowance insurance:

  • I am employed. Should I take out daily allowance insurance?

    It makes sense to take out daily allowance insurance if you are not insured or not fully insured via your employer, as this will give you financial security in the event that you lose income due to incapacity for work.

  • Can self-employed people take out daily allowance insurance?

    Yes, it is very important that they do. The same goes for people who are self-employed on a part-time basis if their entire income is not covered via an employer. Loss of income can have very severe consequences for self-employed people.

  • When can I take out daily allowance insurance?

    You are free to choose when your policy should take effect and how high the insured daily allowance should be. Please contact your CONCORDIA agency.

Additional Information on CONCORDIA's Daily Allowance Insurance

Other products

Basic Insurance

Guarantees legal insurance protection in the event of illness, accident and maternity.

Learn more

DIVERSA

The ideal complement to basic insurance: you choose the extent to which you want to be insured, for example, in relation to planned treatments abroad or for eye or ear correction.

Learn more

NATURA

The ideal insurance cover for alternative treatments and a healthy lifestyle. This supplementary insurance contributes toward alternative medicine, health promotion and prevention.

Learn more

Hospital Insurance

With Hospital Insurance, you can put your needs first. Choose between four types of hospital insurance coverage (PRIVATE, SEMI-PRIVATE, GENERAL and the flexible LIBERO model) and benefit, among other things, from being able to choose doctors and hospitals as well as the comfort level of your hospital room.

Learn more

Dental Care Insurance

Dental costs can often be an unwelcome expense. Don't lose your smile: protect yourself and your family from unpleasant surprises with supplementary dental insurance.

Learn more

Vacation and Travel Insurance

Comprehensive protection against the financial consequences of illness and accident when you travel. Worldwide. And extremely convenient.

Learn more