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Endowment life insurance – pillar 3b (flexible pension provision)

CONVENIA Life Insurance

With CONVENIA endowment life insurance, you save for later while simultaneously protecting your family members or creditors should the worst happen.

How you benefit with CONVENIA life insurance

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Guaranteed capital

Guaranteed capital payout at the end of the contract or in the event of death

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Guaranteed interest rate

Interest rate that remains unchanged – independent of financial market turbulence

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Exemption from premium payment

Reach your savings target even in case of incapacity to undertake gainful activity

What CONVENIA endowment life insurance offers

  • Define savings goal personally
  • Free choice of beneficiaries
  • Minimum contract duration of 10 years; above that, you are free to choose
  • Capital that has already accrued may be obtained if needed (surrender)
  • Recognised as security for creditors (pledge)
  • Prospect of surplus participation

Premium payment exemption in case of incapacity to undertake gainful activity

In the event of incapacity to undertake gainful activity, CONCORDIA will pay the premiums for the CONVENIA life insurance policy until the insured person’s recovery or until the end of the contract.